Terms of Service

1. BUSINESS IDENTITY

Evolve Credit Group LLC is a registered business entity operating under Minello Capital LLC. All services provided through Evolve Credit Group are backed by and operated in accordance with the business standards of Minello Capital LLC.

2. SERVICES DESCRIPTION

Evolve Credit Group provides:

• Business funding assistance (up to $250,000)
• Business credit consulting
• Personal credit profile improvement consulting
• Credit education and coaching
• Financial advisory services

Results vary based on individual circumstances, creditworthiness, lender criteria, and market conditions. We do not guarantee specific funding amounts, credit score increases, or approval outcomes.

3. SMS/TEXT MESSAGING TERMS

By providing your phone number and opting in to receive text messages, you agree to the following:

Message Types

You may receive:

• Appointment reminders and confirmations
• Service updates and notifications
• Account-related information
• Marketing and promotional messages (if separately opted in)

Message Frequency

Message frequency varies based on your interactions with our services. You may receive multiple messages per week.

Opt-Out Instructions

Help & Support

Message & Data Rates

Standard message and data rates may apply depending on your mobile carrier and plan. Contact your carrier for details.

Supported Carriers

Our SMS services are supported by major U.S. carriers including AT&T, Verizon, T-Mobile, Sprint, and others. Carrier participation may vary.

4. CARRIER LIABILITY DISCLAIMER

Wireless carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission from your network operator and factors outside of our control.

Neither Evolve Credit Group LLC, Minello Capital LLC, nor wireless carriers shall be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator.

5. CONSENT TO COMMUNICATIONS

By using our services, you consent to receive communications from us including:

• Email communications regarding your services
• Phone calls related to your account or services
• Text messages (if opted in)

You may withdraw consent at any time by contacting us or following the opt-out instructions provided.

6. USER RESPONSIBILITIES

When using our services, you agree to:

• Provide accurate and truthful information
• Maintain the confidentiality of any account credentials
• Notify us promptly of any unauthorized use
• Use our services only for lawful purposes
• Not misrepresent your identity or information

7. INTELLECTUAL PROPERTY

All content on this website, including text, graphics, logos, images, and software, is the property of Evolve Credit Group LLC / Minello Capital LLC and is protected by intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

8. DISCLAIMER OF WARRANTIES

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied.

We do not warrant that:

• Services will meet your specific requirements
• Services will be uninterrupted, timely, or error-free
• Any specific results will be achieved
• Any funding or credit outcomes are guaranteed

9. LIMITATION OF LIABILITY

To the maximum extent permitted by law, Evolve Credit Group LLC, Minello Capital LLC, and their officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

10. INDEMNIFICATION

You agree to indemnify and hold harmless Evolve Credit Group LLC, Minello Capital LLC, and their affiliates from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

11. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of law provisions.

12. DISPUTE RESOLUTION

Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

13. CHANGES TO TERMS

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to our website. Your continued use of our services after changes constitutes acceptance of the modified Terms.

14. PRIVACY POLICY

Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

15. CONTACT INFORMATION

For questions about these Terms of Service, contact us at: