Privacy Policy

1. INFORMATION WE COLLECT

A. Information You Provide Voluntarily

We may collect:

• Full legal name
• Email address
• Phone number
• Mailing address
• Date of birth
• Business name
• Business address
• Business revenue information
• Credit score range
• Funding goals
• Information about prior funding denials
• EIN or business tax ID
• Social Security Number (only when necessary for funding or credit-related services)
• Government-issued identification (if required by lenders)
• Banking information

You provide this information when you complete forms, book consultations, enroll in services, or communicate with us.

B. Credit & Financial Information

If you engage our funding or credit-related services, we may collect:

• Consumer credit reports (with written authorization)
• Business credit reports
• Credit account histories
• Income documentation
• Bank statements
• Business financial statements

We collect such information only with appropriate authorization and solely for legitimate business purposes.

C. Automatically Collected Information

When you visit our website, we may automatically collect:

• IP address
• Device type
• Browser type
• Operating system
• Pages visited
• Time spent on pages
• Referring URLs
• Click behavior

This information may be collected through cookies, pixels, web beacons, and analytics technologies.

2. COOKIES, PIXELS & ADVERTISING TECHNOLOGIES

We use tracking technologies including but not limited to:

• Meta Pixel
• Conversion APIs
• Google Analytics
• Retargeting platforms

These tools help us:

• Measure advertising effectiveness
• Optimize marketing campaigns
• Deliver relevant advertisements
• Improve website performance

Third-party advertising platforms may collect or receive information from our website and use that information to provide measurement services and targeted ads.

You may control cookie settings through your browser. You may also adjust ad preferences directly through Meta or other platforms.

We do not control third-party tracking technologies once data is transmitted.

3. HOW WE USE PERSONAL INFORMATION

We may use collected information to:

• Evaluate eligibility for business funding
• Connect you with banks, credit card issuers, and lenders
• Provide credit consulting and profile improvement guidance
• Respond to inquiries
• Process payments
• Provide customer support
• Communicate regarding services
• Send marketing communications (with opt-out ability)
• Improve advertising performance
• Prevent fraud
• Comply with legal and regulatory obligations

We do not sell your personal information.

4. CREDIT CONSULTING & CREDIT REPAIR DISCLOSURE

Evolve Credit Group LLC may provide:

• Credit education
• Credit consulting
• Credit profile structuring guidance
• Assistance reviewing credit reports

We do not:

• Guarantee specific credit score increases
• Guarantee funding approvals
• Remove accurate, timely, or verifiable information from credit reports

Consumers have the right to:

• Obtain credit reports directly from credit bureaus
• Dispute inaccurate information independently at no cost

Any credit-related services are provided in compliance with applicable federal and state laws, including the Credit Repair Organizations Act (CROA), where applicable.

5. SHARING OF INFORMATION

We may share information with:

• Banks and financial institutions
• Credit card issuers
• Lending partners
• Credit bureaus (with authorization)
• Payment processors
• CRM platforms
• Marketing service providers
• Legal authorities if required

All service providers are contractually obligated to maintain confidentiality and safeguard data.

We do not sell personal information to third parties.

6. DATA SECURITY

We implement reasonable administrative, technical, and physical safeguards including:

• Restricted data access
• Encrypted data transmission where appropriate
• Secure storage practices

However, no transmission over the internet is 100% secure. We cannot guarantee absolute security.

7. DATA RETENTION

We retain personal information only as long as necessary to:

• Provide services
• Comply with legal obligations
• Resolve disputes
• Enforce agreements

When no longer required, information is securely deleted or anonymized.

8. YOUR PRIVACY RIGHTS (ALL 50 STATES)

Depending on your state of residence, you may have rights to:

• Request access to personal information
• Request correction of inaccurate data
• Request deletion of personal data
• Opt out of marketing communications
• Opt out of targeted advertising (where applicable)

Residents of California, Virginia, Colorado, Connecticut, and Utah may have additional rights under applicable state privacy laws.

To exercise your rights, contact:

alec@evolvecreditgroup.com

We may verify your identity before processing requests.

9. SMS & COMMUNICATION CONSENT

By providing your phone number, you consent to receive:

• Service-related calls and messages
• Marketing text messages (if opted in)

Message frequency varies. Standard message and data rates may apply.

You may opt out at any time by replying STOP to text messages or contacting us directly.

For help, reply HELP to any text message or email us at alec@evolvecreditgroup.com.

We comply with the Telephone Consumer Protection Act (TCPA) and applicable state laws.

10. NO GUARANTEE OF RESULTS

Statements regarding:

• Funding amounts (up to $250,000)
• 0% interest promotional offers
• Credit profile improvements

Depend on lender underwriting criteria, creditworthiness, financial history, and market conditions.

Results are not guaranteed.

11. THIRD-PARTY LINKS

Our website may contain links to third-party websites. We are not responsible for their privacy practices.

12. CHILDREN'S PRIVACY

Our services are intended for individuals 18 years or older. We do not knowingly collect information from minors.

13. CHANGES TO THIS POLICY

We may update this Privacy Policy at any time. Updates will be posted with a revised effective date.

14. CONTACT INFORMATION

15. TERMS OF SERVICE

Your use of our services is also governed by our Terms of Service, which includes important information about SMS messaging, carrier liability, and your rights.